[Vodafone idea] Vi Loan USSD Codes & Number

Now, Vi SIM users can easily get Talktime loans by simply dialling a USSD Code. (Vi) Vodafone idea has launched an exclusive advance Talktime loan service called Chhota Credit. So, in case if you are in an emergency situation and you have either zero or very low main balance, then you avail credit loan within few seconds.

Talking about Vi data loan, we are not sure that Vi is providing data loans it users or not. However, you will be getting an advance Talktime loan for sure. The loan amount will start from Rs 10 to Rs 50. Don’t worry, I will be providing you with all the Vi loan USSD codes and numbers. Let’s talk about everything in detail.

Who Are Eligible For Vi Advance Talktime Loan Service:

  • The Vi SIM user must be 90 days old.
  • You must be a Vi prepaid sim user.
  • The main balance should be less Rs 5.
  • And the Vi user should not have any previous loan due.

Vi Talktime Loan USSD Code & Number

TakeVi Talktime Loan USSD Code
Vi Advance Talktime Loan*199*1*6# | *199*3*5#
Vi Talktime Loan Code

The Vi Loan Code For 10 Rupees is *199*3*5#. You can also get other Talktime loan amounts depending on your need and choice. Make sure to repay the credit amount as soon as possible to become eligible for the next advance loan.

How To Take Advance Vi Talktime Loan By Dialing A Number Code

  1. First, launch your caller app.
  2. Dial the ussd code given in the table above.
  3. Make a call and wait for the pop-up message to appear.
  4. Now, select the Talktime loan amount that you want.
  5. Reply with the appropriate number.
  6. Finally, confirm to get a credit loan.
  7. You will receive a message upon successful loan credit.
  8. Done.

Don’t forget to repay the loan amount including the service charge charge. If the above Loan USSD Code doesn’t work, you can try these two: *111*1*6# and *150#. The loan amount gets deducted automatically from the next mobile recharge.

How To Take Vi Credit Loan By Sending SMS

Any Vi 2G/3G/4G SIM user can take a loan by sending an SMS. You have to launch your SMS app and create a new SMS. Now, type “Credit” and send it to 144. Wait, for the reply message to come up.

The next step is to reply to the received message with the appropriate number to take the credit loan. At last, you will also get a message confirming your emergency Talktime loan application status.

Vi Data Loan USSD Code

As of now, Vi has not launched any service that provides internet data loans. At the moment, you can only avail Talktime loan. We will update you if the data loan service starts.


So, this was the article for the Vodafone-idea SIM users who were looking for Vi Talktime Loan Number and Loan Code. Talking about the charges, Vi will include a service charge of Rs 2 to the loan amount. For example, you took Rs 10 loan and you have to pay Rs 12 back to clear the loan.

Make sure that you are meeting the eligibility conditions to apply for the Vi advance credit loan service. I have also shared the minimum requirements that are needed to take a Talktime loan. There is also an official mobile app through which you easily manage your Vi network account.

The Vi mobile application will let you get access to the world of services. We are not sure about the availability of loan services in the app. But, you should search for this in the Vi mobile app.

Also, Read These:

FAQs On Vi Credit Loan Service

What is Vi Advance Talktime Loan Service?

Vi loan service allows its prepaid sim users to take Talktime loans in case of low balance or emergency. Any eligible Vi SIM user can avail of this loan within few seconds.

What is The Minimum & Maximum Vi Talktime Loan Amount?

You can take a Talktime loan starting from Rs 10 to Rs 50. The minimum loan amount is Rs 10 and the maximum loan amount is Rs 50. However, the loan amount may change depending on the will of the telecom company.

What is Charge For Vi Credit Loan Service?

The company charges Rs 2 as a service charge for every Rs 10 loan amount. If you are taking Rs 10 then you have to repay Rs 12. The same happens for Rs 20 loan amount, you have to pay Rs 2 extra.

Do Vi Offers Data Loans?

No, Vi is not providing data loans to its users. If in the future Vi starts providing internet data loans to its prepaid users then we will surely update you. So, stay tuned.

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